Hi there,
Fintech Meetup 2025 has officially concluded — and what a week it was! Over 50,000 1:1 meetings were facilitated for more than 5,000 fintech professionals, including 1,000+ CEOs and 250+ thought leaders who shared insights on the future of financial services.
From groundbreaking keynotes to high-impact panels and industry-shaping product launches, Fintech Meetup 2025 delivered unmatched value. Here’s what happened on the final day:
In one of the most insightful sessions of the event, James Moughon, Peter Renton, and David Cody shared the incredible journey of how NEWITY leveraged fintech innovation to become the top facilitator of SBA loans. “We built the plane while flying it — and somehow didn’t crash,” said Cody, highlighting the intense challenge of scaling a small business lending platform during the chaos of the pandemic. |
NEWITY’s success lies in:
Streamlining the SBA loan process through automation and real-time data integration.
Offering pre-approved loans based on business performance, reducing friction for borrowers.
Scaling from hundreds to thousands of loans monthly, becoming the largest player in the space.
Key takeaway: The future of lending lies in combining automation, strategic partnerships, and customer-centric design.
A recurring theme across the week was the rise of embedded finance — and no one is driving this trend more than Liberis.
In an exclusive interview with Bobsguide, Rob Straathof, CEO of Liberis, shared how the company is redefining small business lending through embedded finance.
“For anything below $50,000 or $100,000, banks simply don’t find it profitable to lend. So, they either pre-approve tiny credit lines or reject applications outright—even when businesses have far greater potential,” explained Straathof.
Liberis’ real-time, revenue-based financing solution integrates directly into platforms like Stripe and eBay, offering small businesses pre-approved capital that adapts dynamically to business performance.
➡️ If a merchant needs to prepay inventory and won’t generate sales for eight weeks, Liberis structures financing that matches their cash flow.
➡️ When businesses grow, they repay faster — but if they hit a slow period, repayments adjust automatically.
Straathof also hinted at future developments, including a Buy Now, Pay Later (BNPL) solution for small businesses, helping merchants fund marketing spend and repay from future sales.
As embedded finance continues to reshape fintech, we’re proud to be sponsored by Liberis, a true pioneer in this space.
The hallways were buzzing with insights and candid takes from fintech’s top voices:
💬 "Valuations are still tricky — it's hard to apply a single formula to such a volatile market."
💬 "The problem with bank-fintech partnerships isn’t lack of demand — it’s lack of clarity and consistency."
💬 "Crypto is largely regulatory arbitrage at this point. Tokenization of stocks is a solvable problem — but it requires going through the proper channels."
💬 "Meme coins? Most people know they’re a pump-and-dump. But hey, if people want to have fun, it’s a free market."
Bolt’s controversial co-founder Ryan Breslow made headlines at Fintech Meetup, announcing his return as CEO — and the launch of a new “super app.”
Breslow framed his $30 million personal loan from Bolt as an “act of loyalty” — despite a legal battle with investors that resulted in a $37 million settlement.
“I took the loan instead of selling my stock because I wanted to show all of our investors that I believe in Bolt.”
The new app will integrate one-click checkouts for crypto, peer-to-peer payments, financial products, and more — positioning Bolt to challenge fintech giants like Revolut.
📩 Ging to Shoptalk or ETA Transact? We’ve got exclusive content for you!
— The Unofficially Fintech Meetup Team
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